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National Peace Officers and Fire Fighters Benefit Association (NPFBA)



NPFBA is a non-profit benefit trust jointly sponsored by California Law Enforcement (CLEA) and California Association of Professional Firefighters (CAPF). CLEA and CAPF have provided quality Long Term Disability coverage to law enforcement and fire service personnel since 1985.


In 1999, CLEA and CAPF established NPFBA to provide quality, affordable long term care benefits to law enforcement and fire service personnel and spouses.


NPFBA is managed by a Board of Trustees from CLEA and CAPF.


NPFBA is a non-profit, mutual benefit trust, established and operated under Certificates of Authority issued by the CA Dept. of Insurance. NPFBA complies with the requirements of the California Insurance Code governing benefit and relief associations for peace officers and fire fighters, as well as the applicable requirements of the Internal Revenue Code and the Employee Retirement Income Security Act of 1974, as amended. All NPFBA funds (over $89 million as of 2017) are dedicated to its non-profit purposes and the investment of its funds is actively managed by Morgan Stanley Smith Barney, one of the nation’s most respected investment and consulting firms.  The investments are conducted under the guidance and on-going review of the NPFBA Trustees and pursuant to the NPFBA Investment Policy document that sets out NPFBA’s investment objectives and guidelines. The assets of NPFBA are held in stocks and bonds, cash and cash equivalents, and other investments with the goal of providing long term growth and protection.


Quick Facts

• Established in 1999

• Over 12,000 Plan Participants

• Over $89 million in assets

• Average policy issue age - 42

• Average monthly cost to Participant - $63



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A Jointly Sponsored
Long Term Care Trust
of CLEA and CAPF



Board of Trustees

Dave Boffi, Co-Chairman

Daly City POA

Erick Mattson, Co-Chairman

Redding Firefighters

Dennis Campanale, CFO

West Sacramento Firefighters

Joe Chirillo, CFO

Beverly Hills POA

Nick Faraclas, Secretary

Riverside Firefighters

Mario Yagoda, Secretary

Glendale POA

Gene Dangel

San Ramon Valley Firefighters

Jerry Hall

DSA of Santa Clara Co.

Kevin Mickelson

Sacramento Co. DSA

Aimee New

City of Sonora Firefighters

Darin Ryburn

Burbank POA

Steve Sandefer

Hemet Firefighters

Protecting Those Who Protect the Public